Interest Rates Effective as of: July 28, 2010
DEPOSIT PRODUCTS
Rate
Personal Chequing Accounts
0%
Super Savings/True Savings
0.10%
Christmas Club
0.10%
Term Savings   - Paid on the portion of the balance within each tier  
<$50,000
0.75%
$50,000 to $99,999
1.00%
> $100,000
1.25%
US Savings
0.10%
NISA/CAISP Savings
1.00%
Term Certificates  
Under 1 year
0.40%
1 year
1.25%
2 years
2.00%
3 years
2.50%
4 years
2.75%
5 years
3.25%
RRSP/RRIF Variable
0.75%
TFSA Variable
1.90%
RRSP/RRIF/TFSA Fixed Terms
Under 1 year
0.40%
1 year
1.25%
2 years
2.00%
3 years
2.50%
4 years
2.75%
5 years
3.25%
   
GIC Registered and None registered
Under 1 year
0.40%
1 year
1.25%
2 years
2.00%
3 years
2.50%
4 years
2.75%
5 years
3.25%
CREDIT PRODUCTS
Rate
Credit Union Prime
3.25%
 
Personal Loans
From 6.25%
Overdraft Protection
18.00%
Car Loans
From 5.25%
Lines of Credit
Personal
From prime + 2.00%
Student
Prime + 1.00%
Home Equity
Prime + 0.50%
Business
From 3.25%
Farm
From 3.25%
Commercial Mortgages (Residential Mortgage Rates + 2.00%)
 
Open Mortgages
1 year
7.00%
2 years
7.50%
3 years
7.75%
Closed Mortgages     
Variable Rate C.U. Prime +
Prime - 0.30%
1 year
3.10%
2 years
3.50%
3 years
4.00%
4 years
4.10%
5 years
4.35%
OTHER RATES
Rate
Foreign Exchange  
members purchase price U.S. funds CASH
1.0635
members selling price U.S. funds CASH
1.0065
members purchase price U.S. funds CHEQUE
1.0609
members selling price U.S. funds CHEQUE
1.0090