Interest Rates Effective as of: July 28, 2010
|
 |
| DEPOSIT PRODUCTS |
|
| Personal
Chequing Accounts |
0% |
| Super
Savings/True Savings |
0.10% |
| Christmas
Club |
0.10% |
| Term
Savings - Paid on the portion of the balance within each tier |
|
| <$50,000 |
0.75% |
| $50,000
to $99,999 |
1.00% |
| > $100,000 |
1.25% |
| US
Savings |
0.10% |
| NISA/CAISP
Savings |
1.00% |
| Term Certificates |
|
| Under 1
year |
0.40% |
| 1
year |
1.25% |
| 2
years |
2.00% |
| 3
years |
2.50% |
| 4
years |
2.75% |
| 5
years |
3.25% |
| RRSP/RRIF
Variable |
0.75% |
| TFSA
Variable |
1.90% |
| RRSP/RRIF/TFSA Fixed
Terms |
|
| Under 1
year |
0.40% |
| 1
year |
1.25% |
| 2
years |
2.00% |
| 3
years |
2.50% |
| 4
years |
2.75% |
| 5
years |
3.25% |
| |
|
| GIC Registered and None registered |
|
| Under 1
year |
0.40% |
| 1
year |
1.25% |
| 2
years |
2.00% |
| 3
years |
2.50% |
| 4
years |
2.75% |
| 5
years |
3.25% |
| CREDIT PRODUCTS |
|
| Credit
Union Prime |
3.25% |
| |
|
| Personal
Loans |
From 6.25% |
| Overdraft
Protection |
18.00% |
| Car Loans |
From 5.25% |
| Lines
of Credit |
|
| Personal |
From prime + 2.00% |
| Student |
Prime + 1.00% |
| Home Equity |
Prime + 0.50% |
| Business |
From 3.25% |
| Farm |
From 3.25% |
|
|
| Commercial
Mortgages (Residential Mortgage Rates + 2.00%) |
|
| |
|
| Open Mortgages |
|
| 1
year |
7.00% |
| 2
years |
7.50% |
| 3
years |
7.75% |
| Closed Mortgages |
|
| Variable
Rate C.U. Prime + |
Prime - 0.30% |
| 1
year |
3.10% |
| 2
years |
3.50% |
| 3
years |
4.00% |
| 4
years |
4.10% |
| 5
years |
4.35% |
| OTHER RATES |
|
| Foreign Exchange |
|
| members purchase price U.S. funds CASH |
1.0635 |
| members selling price U.S. funds CASH |
1.0065 |
| |
|
| members purchase price U.S. funds CHEQUE |
1.0609 |
| members selling price U.S. funds CHEQUE |
1.0090 |
|
