Welcome to Lambton - the power of blue

Online banking Pre-Authorized debits Deposits Transfers Direct deposits Unlimited withdrawals and deposits at any of the available 2400+ Exchange® Network ATM’s in Canada, including Lambton Financial proprietary ATM’s Access to more than 245,000 ACCEL/Exchange® ATMs while traveling in the U.S. with surcharge free withdrawals Quarterly statements (cheques not returned) Overdraft protection Electronic funds transfers Payroll deductions Bill payments (with blue packages) Post dated items held for deposit Application & renewal fees for personal loans, lines of credit and mortgages	Item	Fee	Details
	Travelers cheques	1%	Of face value
	Record searches	.25	Per Sheet
	POS/Debit	50c
	Bill payments	50c	Online, by phone banking or by ATM
		90c	Over the counter
		FREE	With Blue packages
	Monthly statements	$2.50	Cheques returned
	Interac/Cirrus network*	$1.50 $2.50	Canadian US/International
	Money orders	$3.00 FREE	60+ Club with direct deposit of net pay or pension
	Account fee	$3.95	Waived with direct deposit of net pay or pension, or minimum monthly balance of $1,000 in personal chequing, or overdraft protection, line of credit, personal loan, mortgage, term deposit or term savings account
	Certified cheques	$5.00 FREE	60+ Club with direct deposit of net pay or pension
	Bank drafts	$5.00 FREE	60+ Club with direct deposit of net pay or pension
	Stop payments	$10.00
	Chargeback cheques	$10.00	Deposit items returned
	Unclaimed balances	$25.00	No member generated activity for more than 1 year
	Delinquent loan pmts	$35.00	Each payment over 5 days late
	Registered transfer out	$75.00
	Lost key for Safety Deposit Box	$250.00
	Acct closure fee	$100.00	Dormant after three years
	Bridge financing	$300.00	Plus interest calculated at the personal loan rate. (Amount waived if LFCU is receiving closed mortgage)
	Items returned unpaid (NSF)	$40.00
	Mortgage discharge or transfer out to other F.I.	$400.00 FREE	Paid out naturally or C.U. refinance
	WIRE SERVICE Incoming wire transfers	$15.00
	Outgoing CDN wire transfers	$20.00 min	.15% of wire (max $75.00) U.S. Wires will incur fees in U.S. funds Money wire/transfers may vary based on currency type & destination

Network Surcharges may be applicable.*
Schedule of Fees and Charges effective March 1, 2010

Click here for Business and Farm Fees